The insurance object is the property interest of the insured related to his obligation to indemnify the damage caused to third parties as a result of insurance of all risks associated with the insurer carrying out all kinds of activities specified in the insurance contract.

Insurance risks:

1. damage to life, health and (or) property of third parties;
2. environmental damage;
3. harm caused by non-fulfillment (improper performance) of obligations under a civil law contract;
4. causing harm to the life and health of employees in the performance of their labor (official) duties;
5. harm caused by the use (consumption) of products (goods, services) produced (sold) by the manufacturer or seller;
6. causing material damage to clients (patients, etc.) as a result of unintentional and unintentional actions of the Insured (Insured) allowed in the process of performing official duties;
7. failure to fulfill (improper performance) of obligations by the Insured (Insured) to state bodies (customs, tax, etc.), and the related obligation to pay the due payments (fees, duties) in the amount of unfulfilled obligations;
8. damage to life, health and property of third parties as a result of unintended actions of the Insured during the organization of entertainment events.