Description

Professional liability insurance is the liability insurance of a specialist in the event of property and other harm to third parties as a result of their professional activities. Since this type of insurance is voluntary, this means that all conditions can be agreed with the Insurance Company by agreement of the parties in accordance with the law.

Professional liability insurance provides legal entities and individuals who, by virtue of their professional activities, may turn out to be potential inflicters of harm, insurance protection against possible presentation of legal claims stipulated by law with acceptance of payment of such claims.

Professional liability insurance is usually divided into two groups:

- insurance of risks of possible bodily harm and harm to health. This risk category includes the professional activities of self-employed vehicle owners, doctors, pharmacists, obstetricians;

- insurance of risks of possible material, financial damage, including including loss of the right to present property claims (omissions in drawing up recourse law, omission of limitation periods, etc.). This risk category includes the activities of enterprise managers, architects, designers, engineers, etc.

The amount of the insurance premium payable under the Insurance Contract is calculated according to insurance rates that determine the rate of the insurance premium charged on the insurance amount, taking into account the insurance object and the nature of the insurance risk. Insurance premiums are paid in the national currency of the Republic of Kazakhstan - tenge.

How to apply
1

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2

Fill out an insurance application

3

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Professional liability insurance
Insurance payment

The insurance payment is carried out in case of occurrence of the civil liability of the Insured for compensation for harm to life, health and (or) damage to property of third parties caused by the implementation of professional activities.

The cost of an insurance contract depends primarily on the following factors:

  • duration of work for this type of activity
  • loss ratio and insurance claims
  • nature of activity
  • professionalism of specialists
Benefits

24/7 Support

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Flexible rates and conditions

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Ability to pay in tranches

Documentation
RULES for voluntary insurance of professional liability of JSC "Insurance company" Halyk "
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