The insurance provides for a full coverage package or partial, the cost of insurance will vary from the type of package chosen.

By agreement of the parties, an insurance contract may be concluded from the aggregate of the below-mentioned insurance risks, individual risks, or a combination thereof:

1) loss (theft, theft);

2) damage and / or destruction (total loss) as a result of:

a) accident;

b) a traffic accident that occurred on the territory directly adjacent to the road and not intended for through traffic of the vehicle (including courtyards of housing estates and enterprises, parking lots, gas stations and other sites, excluding places for which entry is prohibited, as indicated by special signs and / or fences);

c) fire, explosion caused by external influences;

i) water damage resulting from an accident in the water supply, sewer, heating or fire network;

j) hitting stationary or moving objects (buildings, structures, obstacles, fences, animals, trees), unless such hitting was performed on an obstacle / fence that is specially installed by third parties to restrict and / or completely stop the movement of any vehicle.

By an additional agreement of the parties, the risk of theft of side mirrors and wheels separately from theft of the vehicle may be included in the insurance contract.

Additional equipment can be insured only for the same risks as the vehicle accepted for insurance, on which it is installed.

d) natural disasters - earthquakes, landslides, landslides, subsidence, mudflows, lightning, floods, storms, hurricanes, showers, hail;

e) any external mechanical impact (falling of roofing iron, snow or ice from the roof, pillar, tree, ejection of gravel, stones and other solid objects from under the wheels of vehicles, etc.);

e) animal actions;

g) unlawful actions of third parties (excluding theft), including damage to the vehicle as a result of theft;

h) overturning, falling, flooding, failure under the ice, failure under the road surface;